Portrait of an young couple, man and disabled woman in wheelchair walking in a park.

Conditions that qualify for long-term disability in the US

If you are a citizen of the United States of America and due to some mishap or illness that has disabled your work and ear for your and your family’s living, disability claims provided by the Social Security Disability Benefits SSDI will help you. You can make disability claims in the US SSDI, and if accepted, the claims will replace a part of your income and maintain your way of life. However, certain conditions qualify for long-term disability in the SSDI. the two basic conditions that qualify for long term disability in the U.S. are:

  • If you have a job under Social Security coverage
  • If the disorder matches the list of disabilities. 

The SSDI pays disabled people monthly benefits if they can no longer work till retirement. After retirement, the benefits change into retirement benefits. They also provide certain incentives and medical health coverage to help you cover the increased expenses for health care. 

How do you qualify for SSDI?

Getting through the whole process of SSDI is long and tough. It will be easier for you to hire a disability claim attorney who will guide you through the procedure. There are five questions whose answers and processing will ensure your claim. 

Are you working?

The fact that you are working and the earning guidelines will help the SSDI understand your work area and income. 

How severe is your condition?

If you are at a point of health crisis where you can not perform even the simple work-related tasks such as lifting, walking, standing, seeing, thinking reasonably, etc., for more than a year, your case will be considered by the SSDI. 

Does your medical disorder match the disability list laid by SSDI?

There are hundreds of disabilities based on the different body systems mentioned in the SSDI list. Your health crisis should match one of those. If your disability doesn’t match the list, they might not proceed with your claim. A lawyer can be extremely helpful in handling such hurdles. If you find yourself in a position like this, a lawyer will twist and turn the requirements and pursue once again with the claim request. 

Will you be able to continue with the previous work you did?

The SSDI will run background checks and inquire whether you can continue your previous work. 

Is it possible to engage yourself in some other work?

Depending on your skills, education, experience, etc., the SSDI will try to seek any other options that you might work at. If you can not work, they will consider your claim or dismiss it.